Guide to Obtaining a Certificate of Occupancy (C of O) in Ogun State
Introduction
A Certificate of Occupancy (C of O) is a crucial legal document that establishes the ownership and rights of an individual, entity, or corporate body over a piece of land or property. In Ogun State, the C of O is issued by the government as proof that the owner has fulfilled all legal requirements and possesses the legal right to use the land for a specified purpose.
With the increasing demand for land and properties in Ogun State, securing a C of O is essential for landowners and real estate investors. This guide provides a comprehensive step-by-step process on how to obtain a Certificate of Occupancy in Ogun State, covering eligibility, requirements, legal processes, costs, and challenges.
1. Understanding the Importance of a Certificate of Occupancy
A. What is a Certificate of Occupancy (C of O)?
A C of O is a legal document issued by the Ogun State Government that grants ownership rights to landowners for a specified period (usually 99 years for individuals and 50 years for companies). It certifies the right to occupy and use land within the state.
B. Why is a C of O Important?
Legal Ownership: Provides legal proof that the land belongs to the holder.
Prevents Land Disputes: Protects owners from fraudulent claims and land grabbers.
Increases Property Value: A property with a C of O has higher resale and mortgage value.
Enables Land Development: Essential for obtaining building permits and government approvals.
Access to Loans and Investments: Banks and financial institutions require a C of O for property-based financing.
2. Who is Eligible to Apply for a C of O in Ogun State?
The following categories of people or entities can apply for a Certificate of Occupancy in Ogun State:
Individuals who have purchased land or property.
Corporate organizations or businesses that have acquired land.
Real estate developers seeking government approval.
Landowners without formal documentation who want to regularize ownership.
Government-allotted land beneficiaries who need formal certification.
3. Required Documents for Obtaining a C of O
To apply for a Certificate of Occupancy, the following documents are required:
For Individuals:
Completed C of O Application Form.
Proof of Land Ownership (e.g., Deed of Assignment, Purchase Receipt, Allocation Letter).
Photocopy of Valid ID (National ID, International Passport, Voter’s Card, or Driver’s License).
Passport Photographs (recent and clear).
Survey Plan (Approved by the Ogun State Surveyor General).
Tax Clearance Certificate (from Ogun State Inland Revenue Service).
Evidence of Payment of Processing Fees.
For Corporate Organizations:
Certificate of Incorporation (CAC Registration Documents).
Memorandum and Articles of Association.
Board Resolution to Acquire Land.
Tax Clearance Certificate of the Company.
Company’s Official Seal and Stamp.
4. Step-by-Step Process for Obtaining a C of O in Ogun State
Step 1: Land Documentation and Ownership Verification
Before applying for a C of O, ensure that your land documents are in order. Verify ownership by checking the status of the land at the Bureau of Lands and Survey, Ogun State.
Step 2: Obtain the C of O Application Form
Visit the Ogun State Bureau of Lands and Survey or apply online through the Ogun State Government Portal.
Obtain the official C of O application form and complete it accurately.
Step 3: Payment of Fees
Applicants must pay the required fees, which typically include:
Application Processing Fee
Survey Fee
Land Use Charge
Stamp Duty
Registration Fee
Other Administrative Charges
Payments can be made through designated bank accounts or online payment platforms approved by the Ogun State Government.
Step 4: Submission of Application and Required Documents
Submit the completed application form with all supporting documents.
Ensure all copies are certified and attested.
Step 5: Site Inspection and Verification
The Ogun State Bureau of Lands and Survey will conduct an inspection of the land.
A government surveyor will verify the land’s location, size, and use.
Any disputes or encroachments on the land must be resolved before proceeding.
Step 6: Approval and Processing
If the application is successful, it is forwarded for Governor’s Consent.
The government may request additional clarifications or documentation.
Step 7: Issuance of Certificate of Occupancy
Once approved, the C of O is signed by the Governor of Ogun State.
The final document is registered at the Lands Registry and issued to the applicant.
5. Cost of Obtaining a C of O in Ogun State
The cost of obtaining a C of O varies based on land size, location, and administrative fees. Estimated costs include:
Application Fees: ₦10,000 – ₦50,000
Survey Plan Fees: ₦100,000 – ₦500,000
Stamp Duty and Registration Fees: ₦50,000 – ₦250,000
Processing Fees: ₦50,000 – ₦300,000
Note: Fees are subject to change based on government policies.
6. Common Challenges and Solutions in Obtaining a C of O
A. Delays in Processing
Solution: Follow up with the Lands Bureau regularly.
B. Incomplete Documentation
Solution: Ensure all required documents are complete before submission.
C. Land Ownership Disputes
Solution: Resolve any boundary disputes before application.
D. High Cost of Processing
Solution: Plan finances ahead and make payments in stages where possible.
7. Benefits of Having a C of O in Ogun State
Legal Protection: Ensures your land is legally recognized.
Increases Land Value: Properties with C of O attract higher resale prices.
Facilitates Bank Loans: Used as collateral for obtaining loans.
Prevents Land Grabbers: Protects against encroachment and multiple claims.
conclusion
Obtaining a Certificate of Occupancy in Ogun State is a critical step for property owners and investors. It provides legal proof of ownership and enables various property-related transactions. Following the proper procedures, staying informed about the requirements, and seeking professional assistance when needed are key to a successful C of O application in Ogun State. It’s important to remember that the process may vary slightly over time and may be subject to updates and changes in government regulations, so it’s essential to keep up to date with the latest information from the Ogun State Bureau of Lands and Survey.
Contact Us
Owning land or property in Ogun State without a Certificate of Occupancy (C of O) puts you at risk of disputes, encroachment, or legal complications. A C of O is the official document that confirms legal ownership, enhances property value, and provides security for your investment.
At Chaman Law Firm, we specialize in land documentation, verification, and C of O processing to ensure a smooth and legally compliant acquisition process. Whether you’re a landowner, investor, or developer, let us guide you through the C of O application process efficiently.
📞Phone: 08065553671, 08096888818
✉ Email: chamanlawfirm@gmail.com
📍 Address: 115, Obafemi Awolowo Way, Allen Junction, Ikeja, Lagos, Nigeria
🌍Click here to learn more about Chaman Law Firm
Don’t leave your land unprotected—obtain your Certificate of Occupancy now! ✅